Operational insurances are predominantly all-risk insurances that broadly cover insured risks, unless explicitly excluded. The generic term “operational insurance” includes the following:
• Assembly works insurance
• Assembly works interruption insurance
• Construction insurance
• Construction interruption insurance
• Machinery insurance
• Machinery interruption insurance
• Electronic equipment insurance
• Electronic equipment interruption insurance
• Guarantee insurance
In the context of insurance of property, all technical/electronic systems/facilities, machinery and/or equipment can be insured. Stationary or mobile use does not matter. Optionally, there is also the possibility of co-insuring so-called business interruption losses due to indemnifiable damages.
As experienced, independent and reputable insurance brokers, we have the expertise required to cover all operational risks. Together with you, our experts develop a comprehensive risk profile that is tailored to your individual needs, wishes and company-specific risk situation. This ensures you get the best possible coverage - regardless of whether it is a risk in the construction or operational phase.
You also benefit from our global network that we have as international insurance brokers. We also cover your overseas projects or offices according to international standards. In addition, you can adapt your international insurance to your national (= German) insurance with a difference-in-conditions (DIC) insurance.
Of course, the Lampe & Schwartze Assekuranzvermittlung team will also support you in the case of damage: from the first reporting to the insurer, up to the final claims investigation/adjustment of the claim.
Do you have any questions, or would you like to receive an individual offer?
Please get in direct contact with us by phone: +49 (0)421 5907-0.
Instead you can also leave a message here and we will call you back promptly.